Call Us 888-404-7679 ☰ ˟
Logo
Call Us 888-404-7679
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Affiliations & Partnerships
      • Our Locations
    • Refer A Friend
    • Testimonials
    • BlogImage of right arrow
      • Tips to Handle Stress
      • Tips for Being a Responsible Pet Owner
      • Tax Filing FAQs
    • Our Providers
    • Privacy Policy
  • Products
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Condo Insurance
      • Renters Insurance
      • Mobile Home Insurance
      • Property Insurance
      • Landlords Insurance
      • Scheduled Property Insurance
      • In-Home Business Insurance
    • Home & Auto Insurance
    • Other Personal InsuranceImage of right arrow
      • Jewelry Insurance
      • Identity Theft
      • Pet Insurance
      • Personal Umbrella Insurance
      • Wedding Insurance and Special Event Insurance
      • Other Services
    • Life InsuranceImage of right arrow
      • Disability Insurance
      • Individual Life Insurance
      • Key Person (Key Men) Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Second-To-Die Policy
    • Recreational Vehicle InsuranceImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • Snowmobile Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Individual Life Insurance
  • Agribusiness
    • Agribusiness InsuranceImage of right arrow
      • Crop Insurance
    • Farm & Ranch InsuranceImage of right arrow
      • Equine Insurance
      • Farm Auto Insurance
      • Farm Dwelling Insurance
      • Farm Equipment Insurance
      • Farm Liability Insurance
      • Farm Livestock Insurance
      • Farm Owners Insurance
      • Farm Structures Insurance
      • Farm Umbrella Insurance
  • Get A Quote
    • Business & CommercialImage of right arrow
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Commercial Trucking Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
    • FarmImage of right arrow
      • Crop Insurance Quote
      • Farm Auto Insurance Quote
      • Farm Dwelling Insurance Quote
      • Equine Insurance Quote
      • Farm Liability Insurance Quote
      • Farm Livestock Insurance Quote
      • Farm Owners Insurance Quote
      • Farm Structures Insurance Quote
      • Farm Umbrella Insurance Quote
    • Auto Insurance Quote
    • Homeowners Insurance Quote
  • Resources
    • Important Links
    • Insurance Glossary
  • Contact
    • Contact
    • Our Locations
    • Business & Commercial Insurance
Home > Homeowners Insurance - Newville PA & Carlisle PA - Kingsley Blasco Insurance Inc.

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowners Quote Form

Homeowners Insurance Information

Home Insurance Across Pennsylvania

Insurance for Homeowners in Erie, Newville, Carlisle, Shippensburg, Mt. Holly Springs, Gettysburg, PA and Surrounding Areas

Home Insurance Newville Pennsylvania

Accidents in or around your home can be devastating, shaking your family’s sense of safety and throwing your budget into concern with expensive repairs or replacements. Rebuilding after a disaster can be difficult, but a comprehensive home insurance policy can make it easier. With a good home insurance policy, you can rest easy knowing that you and your family are covered in the event of a disaster.

As a homegrown family business, Kingsley Blasco Insurance Inc. understands just how important home is. Our locally owned agency provides excellent customer service and dedicated care to individuals and families throughout Pennsylvania. We will help you tailor a home insurance policy fit for your needs at a price you can appreciate.

What Does Home Insurance Cover?

A basic home insurance policy may include:

  • Dwelling Coverage: This coverage provides compensation if the physical structure of your home is damaged due to fire, wind, hail, lightning, smoke, explosions or vandalism.
  • Personal Belongings Coverage: This coverage provides compensation if your personal items are lost or damaged due to fire, smoke, theft or vandalism.
  • Liability: This insurance option covers bodily injury and property damage that may occur on your home’s property. For example, if someone trips and falls in your home, this insurance can help with the victim’s medical bills. It can also cover you in case of a lawsuit.
  • Additional Living Expenses: This coverage can help with the cost of temporarily moving if your home is rendered uninhabitable by a disaster.

What is Replacement Cost Value for Home Insurance?

The term total replacement cost value may refer to two areas of your home insurance policy: dwelling and personal belongings. In dwelling, your home’s total replacement cost value refers to how much it would cost to completely rebuild your home after a disaster, including material and building costs. It is generally recommended that you carry enough home insurance to cover your home’s total replacement cost value. Carrying less than 80% of this value can leave gaps in your coverage.

In personal belongings coverage, this term refers to how you can receive compensation for your lost or damaged belongings. There are generally two options: actual cash value and replacement cost value. An actual cash value policy accounts for depreciation, meaning that as the value of your belongings goes down, so does the amount you can receive in compensation.

A replacement cost value policy compensates you for your losses without accounting for depreciation. Instead, this type of policy allows you to replace your belongings with those of similar or identical value.

Protect Your Home

Don’t wait until disaster strikes to protect your home. Call Kingsley Blasco Insurance Inc. at (888) 404-7679 or fill out an online quote form to get started today.

Common Home Insurance Questions

How Much Home Insurance Do I Need?

Everyone’s home insurance needs are different. In general, you should carry enough home insurance to cover the total replacement cost value of your home. Be sure to speak with an insurance agent about your home insurance risks and needs.

How Does Home Insurance Work?

Homeowners may purchase a home insurance policy through monthly or annual premiums. In return, they can file a claim while the policy is active to receive compensation for certain damages. This allows you to share some of the financial burden of an accident without having to bear it all yourself.

When Do You Need Home Insurance?

While home insurance isn’t generally required by state or federal law, many banks will require you to carry insurance until your home’s mortgage is paid off. Even without the requirement, you should invest in a reliable home insurance policy before moving into a new home so that you are covered before you’ve even walked through the door.

Why is Home Insurance Important?

Not many people have the resources to rebuild their home or replace their belongings out of pocket after an accident. Home insurance allows you to recover quicker after an accident without sending you into heavy financial debt by paying for damages and repairs you otherwise wouldn’t be able to.

Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
15 Subdivision Rd | Newville, PA 17241
Main Office: 717-776-7138 | Toll Free: 888-404-7679 | Fax: 717-776-2362
Social Social
Logo

Powered by Insurance Website Builder