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Commercial Real Estate Insurance in Newville PA & Carlisle PA

Commercial real estate insurance protects you from losses caused by damage to property assets. Most businesses are vulnerable to the same threats as every other building—fire, flooding, vandalism, or even being struck by a vehicle that goes out of control. Many of these problems are something that cannot be reasonably prevented, making them eligible for coverage that can help repair the building or allow your company to move to a new location.

Commercial Real Estate Insurance Features

As the owner of a business, you know how difficult it is to run a smooth operation. The last thing you need is a disaster that damages your workplace so badly that you can no longer continue operating. Commercial real estate insurance makes the crisis something you can handle. Before you start shopping, though, here are a few things to keep in mind:

  • The first thing you should do is take stock of the company's physical assets. This includes your building, any paper records, inventory, office equipment, signs located outside, and anything else that qualifies as a physical asset.
  • You may not need to insure everything the business owns. If you decide something is not worth insuring, removing it from your policy could lower your monthly premiums and make it easier to insure what truly matters.
  • Most policies cover either the replacement cost (RC) or the actual cash value (ACV) of the insured items. Policies that include replacement cost are more expensive, but allow for full replacement without calculating any depreciation. Actual cash value policies consider the loss of value over time, and factor this difference in to any claims on the policy.

If you're not sure which policy options make the most sense for your company, ask one of our agents for more information and they'll help you make a decision.

Our Location

Kingsley Blasco Insurance - Main Office

15 Subdivision Rd
Newville, PA 17241
Main office: 717-422-9585
Toll free: 888-404-7679
Fax: 717-776-2362

Our Providers

Testimonials

Blasco Insurance are all really good people. I had an accident and Kingsley was there right away. He helped me out when I was in a pinch and I would definitely recommend him to anyone.

Stan Reinford - Mt. Holly Springs, PA
We've worked with Blasco Insurance for years because of the level of service they provide. I'm looking for the best value, not the cheapest insurance around. I use Blasco Insurance because they know our business and can give great advice on the coverages we need.

Andy Fabin - Indiana, PA