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Second-To-Die Policy

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Kingsley Blasco Insurance Inc. knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Kingsley Blasco Insurance Inc. gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Kingsley Blasco Insurance Inc. to determine the right amount coverage for you and your family.
 

Our Location

Kingsley Blasco Insurance - Main Office

15 Subdivision Rd
Newville, PA 17241
Main office: 717-422-9585
Toll free: 888-404-7679
Fax: 717-776-2362

Our Providers

Testimonials

Blasco Insurance are all really good people. I had an accident and Kingsley was there right away. He helped me out when I was in a pinch and I would definitely recommend him to anyone.
Stan Reinford - Mt. Holly Springs, PA
We've worked with Blasco Insurance for years because of the level of service they provide. I'm looking for the best value, not the cheapest insurance around. I use Blasco Insurance because they know our business and can give great advice on the coverages we need.
Andy Fabin - Indiana, PA